Friday, April 12, 2013

Review: Your Money or Your Life


Author: Vicki Robin and Joe Dominguez

Description: This book claims to give a step-by-step plan for achieving financial independence.  
Source: yep, Penguin
Writing style: Pretty readable. It’s a self-help finance book, so it alternates between giving advice and stories of people who have taken the advice to their own great advantage.
Audience: People who want to do better with managing their finances.
Major ideas: The book instructs the reader to calculate how much life energy any expenditure consumes (determined by figuring out how many hours of one’s life are spent working to achieve that amount of money). This is then used to decide whether a given expenditure is worth it or not (so if it takes me four hours of work to make enough for a nice meal out, was the meal worth those four hours of my life?) After realigning spending to match priorities, the reader can work towards decreasing expenditures and increasing income until financial independence is achieved.
Wrap-up: The book makes sense, at least to a point. I’m not sure that the ultimate goal of financial independence is within everyone’s reach, though I do think that even if people don’t attain that level, following the advice in the book would put them in better financial standing. 4/5*  

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